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If you are visiting this page, you (or someone you know) is likely struggling to make mortgage payments due to job loss or temporary financial hardship. Don’t just walk away from your home. We might be able to help and do so without you having to pay.
Our certified housing counselors may be able to help through:
- Face-to-face counseling to help you communicate with your lender and better understand the foreclosure process
- Connections to mortgage relief resources
- Help with documenting and figuring out your household budget and ways to better manage your limited income
- Free credit reports and analysis
There are alternatives to foreclosure, including:
- Repayment plan
- Special forbearance
- Loan modification
- Partial claims
- Pre-foreclosure sale
- Reverse mortgage
North Carolina Foreclosure Prevention Fund
The N.C. Foreclosure Prevention Fund helps North Carolina homeowners struggling to pay their mortgage due to job loss or other temporary financial hardships, such as divorce, illness or death of a co-borrower. The fund also assists returning veterans transitioning to civilian life. If you qualify, the Fund can pay up to $36,000 towards your mortgage and related expenses for up to 36 months while you search for work or complete job training. If you are re-employed but earning less so you are still struggling to pay your mortgage, the Fund may still be able to help by reducing your principal loan balance so that your monthly payments are more affordable.
Please contact Community Link today to find out more information about the NC Foreclosure Prevention Fund, and to see if you are eligible for assistance through this program, or another program.
Contact us for help: 704-943-9490 | 800-977-1969 | email us.